The best plan always begins with following the farmaan of Mufaddal Mola TUS. Use this Covid 19 opportunity when things are slow to do more ibadat ilmiyah and amaliyah in Ramadan and remember when doing ada of wajebaat that the more you remember Allah Taala the more Allah Taala will remember you. The more wajebaat you do ada, the more barakaat you will get. This is the wisest investment one can make at this time.